Marine Insurance Company



Settlement Amount



Premises Liability

*Note: The plaintiff and defendant’s names have been altered to protect their identities.

The Accident:

Prior to the date of the incident, Roger (the plaintiff) was an experienced boat painter. While renting a space in a local boatyard to perform his painting work, Roger was using his ladder to paint the top of a boat he was working on when he suddenly fell from the ladder, a near 8-foot fall. The reason for the fall from the ladder was due to an uneven surface that Roger wasn’t aware of—a hole in the pavement that had gone unattended by the boatyard’s staff.

The Damages:

The damage Roger sustained from the accident was an impacted right femoral neck fracture. He was required to undergo a right bipolar hemiarthroplasty operation and several weeks of intense rehabilitation. He is not able to work in the same capacity prior to the injury.


The accident could have easily been avoided had the pavement been repaved or properly repaired prior to renting the space to Roger. The boatyard company negligently maintained the premises so that a person, who paid for space to run his business, could not safely do so. Due to that negligence, Roger was painfully and permanently injured.

The Verdict:

As a result of the incident, Roger not only endured pain and suffering, but he also had to undergo surgery as well as had significant lost wages due to his inability to work. Additionally, he had many medical expenses that resulted from the accident.

The case was resolved for a total of $150,000.00.

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